Aponar Apon Ghar Home Loan Subsidy Scheme 2023 Online Apply, Application Form, Last Date, Eligibiliy, Benefits & Features, SBI Apun Ghar Home Loan Calculator, Aponar Apon Ghar Scheme Details & Apon Ghar Subsidy.
Aponar Apon Ghar Subsidy Scheme: The government of Assam has launched a new program to help Assamese build their dream homes. Under this scheme, people who have applied for the first time will get a subsidy of up to 2.5 lakhs for a house costing more than 40 lakhs in Assam. Read the following section for more details on Aponar Apon Ghar Home Loan Subsidy Scheme.
Aponar Apon Ghar Home Loan Scheme 2023
Under the Apanar Apon Ghar Home Loan Scheme, the Government of Assam has launched a new scheme in 2023 named as “Assam Aponar Apon Ghar Yojana 2023”. It aims to provide financial assistance to turn dreams of a new home into reality. Under this scheme, all the eligible applicants who are planning to build a house for the first time will get a chance to get a subsidy of up to 2.5 lakhs from the Government of Assam.
You get an opportunity to apply online for the Aponar Apon Ghar home loan scheme, for which you also get an opportunity to download the Assam home loan subsidy form PDF and check the application eligibility. Under this scheme, the Government of Assam has assured to provide financial assistance for the construction of a house worth 40 lakhs to the eligible applicants.
Eligible people coming under the Apnar Apon Ghar home loan scheme will get this benefit only when they apply for the scheme for the first time. If you are thinking of realizing your dreams of a new home, then this scheme can prove to be a golden opportunity for you.
Assam Aponar Apon Ghar Scheme Details 2023
| AAAGS Details | Overview |
|---|---|
| Name Of The Scheme | Assam Aponar Apon Ghar Home Loan Subsidy Scheme |
| Launched By | Assam Government |
| Year | 2023-24 |
| Beneficiaries | Permanent residents of the state of Assam |
| Application Process | Online / Offline |
| Benefits | Those who do not have a house will be given a loan under this scheme to build a house at a cheap price. |
| Main Objectives | Providing loans at affordable rates to the homeless of the state of Assam to build houses |
| State | Assam |
| Documents | 1. Valid Identity Proof 2. Residence Proof of Assam State 3. Annual Income Certificate 4. Loan Documents Related to Home Loan Amount 5. Bank account details |
| Post Type | Governmental Scheme |
| How does the scheme offer financial support? | The Assam Government offers a financial subsidy up to 2.5 lakhs for the construction of houses worth up to 40 lakhs. |
| Aponar Apon Ghar Scheme Last Date | Coming Soon… |
| Apun Ghar Subsidy Scheme 2023 Application Form Pdf | Click Here |
| Helpline Number | 0361-2237054 |
| Official Website | https://assam.gov.in/ |
Main Objective of Assam Aponar Apon Ghar Scheme
In the case of nowadays, the perspective of inflation is so strong that the common man is able to fulfill its most common expenses by keeping his economic situation in front. He is far from the thinking of high costs such as home building and in the business aspect there is a lack of resources, due to which it is difficult to start new.
In such a perspective, the government has announced the “Aponar Apon Home Home Loan Subsidy Scheme“. Under this scheme, the citizens of Assam who do not have the home and those who need financial assistance to build home will be provided loans at cheap interest rates, and subsidies will also be provided on this loan. This plan is only for citizens of Assam and has an effort to improve their economic condition.
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Benefits of Aponar Apon Ghar Scheme 2023
Following are some of the important benefits of Aponar Apon Ghar Home Loan Subsidy Scheme –
- Under this scheme, the residents of the state as well as the government employees can also get the benefits.
- The program offers home loans up to the authorized amount.
- Available in the plan. Along with this, a subsidy of Rs 2.5 lakh can also be provided to the recipients.
- This scheme is specially for those people who are interested to build their own house.
- By using this, any person can easily get their self made house.
Eligibility Criteria For Aponar Apon Ghar Scheme
Following are the eligibility criteria for home loan subsidy under the “Aponar Apon Ghar” scheme –
- The applicant must have a permanent residence in Assam.
- The applicant must already have a pucca house.
- Under the scheme, loan applications up to Rs 40 lakh can be made till 2023.
- The applicant should not have taken loan under any housing scheme earlier.
- For home loan, the applicant has to obtain loan from any scheduled commercial bank, Regional Rural Bank, Assam Cooperative Apex Bank of the state.
- The house must have been constructed by a joint family.
- The total income of the applicant’s family should not exceed Rs 20 lakh.
- Already benefited persons may not be covered under the scheme so they should not apply again for the scheme.
- Loan accounts opened in the name of the applicant should not be in the position of non-performing assets.
- 5 lakh home loan and this loan needs to be approved by the bank on 1st April 2019.
Assam Aponar Apon Ghar Scheme Required Documents
Following are some important documents for Apona Apna Ghar Home Loan Subsidy Scheme –
- Residence Certificate of Assam State
- Certificate of identity
- Income certificate
- Bank account details
- Passport size photo
- Latest pay slip
- Statement of Salary Account for the last six months
- Proof of no salary dues from existing banker
- If the salary is deposited in an account other than SBI account, proof of having been in service for a minimum period of five years
- Personal details
- Assets and Liabilities in Bank Format
- Land ownership documents
These are the essential documents required for the Apunar Apun Ghar home loan subsidy scheme.
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Apun Ghar Assam Home Loan Scheme Application Form
Assam state government has started a very good and useful scheme for the people of Assam, which we know as Aponar Apon Ghar Yojana 2023 and whoever is the candidate of this and download the Apon amar apon ghar loan scheme application form. They can download the form in direct PDF format by clicking on the link given below.
Apun Ghar Subsidy Scheme 2023 Application Form Pdf
All the eligible candidates who come under apun ghar scheme 2023 can click on the link below to download their Aponar Apon Ghar Home Loan Scheme Application Form PDF and will be able to download the direct form.
| Apun Ghar Subsidy Scheme 2023 Application Form Pdf | Click Here |
Apun Ghar Home Loan Interest Rates and Subsidy
| Particulars | Woman’s | Man’s |
|---|---|---|
| Loan Amount | ₹15,00,000 | ₹15,00,000 |
| Interest Subsidy | 3.5% | 3.5% |
| Interest Rate After Subsidy | 5% | 5.05% |
| Maximum Loan Tenure | 20 Years | 20 Years |
| Effective EMI (for a loan of Rs. 15 Lakh for 20 Years) Before Subsidy | ₹13,017 | ₹13,017 |
| Effective EMI (for a loan of Rs. 15 Lakh for 20 Years) After Subsidy | ₹9,899 | ₹10,318 |
Steps To Aponar Apon Ghar Scheme 2023 Online Apply
To apply for the online form of “Aponar Apon Ghar Home Loan Subsidy Scheme” you need to follow the following steps –
- First of all, visit the official website of “Aponar Apon Ghar Home Loan Subsidy Scheme” which is – https://assam.gov.in/
- You will see on the homepage of the website.
- Click on the link “Aponar Apon Ghar Home Loan Subsidy Scheme”.
- The application form will open in front of you.
- You have to fill the form with all the required information.
- You will need to upload all the required documents.
- Click on the “Submit” button to complete the application process.
In this way you can apply for “Aponar Apon Ghar Home Loan Subsidy Scheme” through online form.
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Aponar Apon Ghar Scheme Last Date 2023
Under this scheme, the application process has just started and all the eligible candidates will be given the complete benefit of this scheme and those who are its beneficiaries and want to get information about Aponar Apon Ghar Scheme Last Date, then their information Please tell that its last date has not yet been released, which will be released, you will be informed here.
SBI Apun Ghar Home Loan Calculator 2023
All the eligible candidates can use the home loan calculator by visiting the official website of SBI and calculate the home loan.
Steps To Check Aponar apon ghar home loan subsidy scheme 2023 SBI Status
“How to Check SBI Status of Aponar Apon Ghar Home Loan Subsidy Scheme 2023, for that the following steps are necessary –
- First of all, visit the official website of Aponar Apon Ghar Home Loan Subsidy Scheme: https://assam.gov.in/
- After visiting the website, click on the link ‘Aponar Apon Ghar Home Loan Subsidy Scheme’.
- From there, choose an option like ‘Check Status’ or ‘Check Application Status’.
- You will be asked to provide the required information and details to check the status of the application. Enter the required information and verify.
- Based on the information provided by you, the status of your application will be displayed.
In this way you can check SBI Status of Aponar Apon Ghar Home Loan Subsidy Scheme 2023.
Aponar Apon Ghar Scheme Official Website
This is a financial scheme in which subsidy is provided to people to build houses. If you want to access the official website of this scheme, here you are being provided its link, otherwise you can contact the financial department of the state of Assam. can do.
| Official Website | Click Here |
Aponar Apon Ghar Home Loan Scheme Helpline Number
If you have any financial complaint related to Aponar Apon Ghar Scheme 2023, you can contact the helpline number (0361-2237054) of the Financial Department of Assam, which is being provided to you below.
Conclusion
In this path of growth and prosperity, the ‘Aponar Apon Ghar Home Loan Subsidy Scheme‘ launched by the Government of Assam is an important step. This scheme seeks to provide financial assistance to the people of Assam in the construction of a new house, so that their dream of owning a home can come true. Under this scheme, subsidy is provided on loan to the applicants to build a house, thereby relieving their financial burden.
FAQ’S
What Is Aponar Apon Ghar Home Loan Subsidy Scheme?
Apona Apan Ghar Home Loan Subsidy Scheme 2023 is a government initiative for the residents in Assam to help them lay the foundation of their dream home by availing financial assistance and loans at low interest rates.
Who can get the benefit of Aponar Apon Ghar Scheme?
“Apon Ghar Yojana”, in Assam is specially for the residents who have applied under this scheme for the first time and who are planning to build their dream home.
| Home Page | Click Here |
| Official Website | Click Here |